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New customers


With ANZ Business Rewards, you can take advantage of uncapped points and a great range of rewards for your business1.

You can redeem Reward Points for a huge selection of rewards including Qantas Frequent Flyer2, Velocity3, shopping vouchers, gift cards, merchandise, travel options and much, much more.

Choose the card that’s right for you

ANZ Business Rewards Options

We want to reward ourselves and our team with travel, entertainment and gifts.


American Express<sup>®</sup> Classic and Visa Classic

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Rewards points

  • 1 ANZ Reward Point for every $1 you spend on eligible purchases1
  • 0.5 ANZ Reward Points for every $1 you spend on taxation payments1

Additional benefits

  • Up to 40 days interest free credit on purchases4
  • Unauthorised Transactions Insurance and Transit Accident Insurance7

Annual Fees

Annual account fee of $150 per annum and $75 for each additional card issued under your billing account.

ANZ Business Black

We want more rewards, savings on business travel and greater control of expenses.


ANZ Business Black

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Rewards points

  • 1 ANZ Reward Point for every $1 you spend on eligible purchases1.
  • 3 ANZ Reward Points for every $1 you spend on eligible overseas purchases1
  • 0.5 ANZ Reward Points for every $1 you spend on taxation payments1

Additional benefits

  • Up to 55 days interest free credit on purchases4
  • Access to the ANZ Global Business Concierge service for wholesale rates on travel and 24/7 booking support for business travel, entertainment and trade shows around the globe5
  • Complimentary overseas travel and medical insurance6
  • Access to ANZ Spend Insights for mobile and online access to customisable reporting tools and spend alerts
  • Unauthorised Transactions Insurance and Transit Accident Insurance6

Annual Fees

Annual account fee of $450 per annum and $150 for each additional card issued under your billing account.

Important Information

Terms and conditions available on application. Fees and charges apply.

1. Reward Points and Bonus Reward Points accrue in accordance with the ANZ Business Rewards Program Terms and Conditions. Eligible purchases exclude interest, government charges, fees, balance transfers and cash and cash equivalent transactions. Eligible overseas purchases include eligible purchases in a currency other than Australian dollars or where the merchant or financial institution is located outside of Australia, but do not include taxation payments made overseas. Taxation payments include all payments to the Australian Taxation Office and other taxation bodies.

2. You must be a member of the Qantas Frequent Flyer Program to redeem Reward Points for Qantas Points. Membership of the Qantas Frequent Flyer program is subject to the Rules and Terms and Conditions of the Qantas Frequent Flyer Program. A joining fee applies.

3. You must be a member of the Velocity Program. Velocity Membership terms and conditions apply. For full terms and conditions please visit www.velocityfrequentflyer.com. Velocity is owned and operated by Velocity Rewards Pty Ltd as trustee of the Loyalty Trust.

4. Interest free days do not apply if you do not pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and Promotional Plans) in full by the due date each month.

5. Terms and Conditions apply to use of the ANZ Global Business Concierge. Visit ANZ Global Business Concierge Terms and Conditions to view the full terms. A 1.5% surcharge applies to bookings charged directly to the ANZ Global Business Concierge.

6. Unauthorised Transactions Insurance, Transit Accident Insurance and Overseas Travel and Medical Insurance are part of a group policy issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 to ANZ. Access to the benefit of cover is provided to eligible cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). Terms, conditions and exclusions apply which may be amended from time to time. Full terms for Unauthorised Transactions and Insurance are contained in the ANZ Commercial Cards Terms and Conditions and full terms for Overseas Travel and Medical Insurance are contained in the ANZ Business Black Overseas Travel and Medical Insurance Policy Information Booklet.

ANZ Falcon is a trade mark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Australian Credit Licence Number 234527.

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